Mortgage Loan
Get or transfer your mortgage loan for personal or investment purposes, and benefit from special term in any currency.
Mortgage Loan Calculator
Calculate individual conditions
Advantages
Get a mortgage without unnecessary procedures
Individual Terms
Mortgage loan terms will be tailored to your unique needs and possibilities.
Timely Decision
Simplified mortgage loan processes save you time and energy - we understand that some transactions are time sensitive.
Partner Developers
Exclusive offers from partner developers across Georgia.
Loan Conditions
| Loan amount | From Gel 3000 |
| Loan term | Minimum - 6 months, maximum in GEL - 240 months, maximum in foreign currency - 120 months |
| Currency | GEL, USD, Euro (loans up to 750,000lari are issued only in national currency) |
| Interest rate (nominal and effective*) | Indexed** interest: GEL from 11.50%, effective from 12.30%; USD from 7.50%, effective from 8.60%; EUR from 7%, effective from 7.98% |
| Loan collateral | Real estate |
| Income | From GEL 500 |
| Loan issuance fee | 0.4 % min. GEL 50 |
| Age | 18 - 75 year |
| Co-financing | From 0% |
| Other expenses | Cost of registering a security in the public registry: from 158 GEL; Cost of removing a security in the public registry: from 151 GEL. |
*Effective interest rate calculated: 200,000 GEL for 120 months, 100,000 USD for 120 months, 100,000 EUR for 120 months.
**Index: GEL - Tbilisi Interbank Offered Rate - TIBR 1M Index; USD - Term SOFR; EUR - Euribor Index.
***Co-payment from 0% - with the addition of alternative real estate.