Consumer Loan

Consumer Loan Calculator

Calculate Consumer Loan Terms

Access to the desired amount for any purpose.

Confirm your income easily, regardless of where your salary or other income is deposited.

No matter the purpose, unsecured consumer loans will cover any goal.

Loan terms are customized to suit you. Your personal banker is always there to ensure you receive the best offer possible.

Loan Amount	From 300 to 80,000 GEL for unsecured consumer loans / From 300 to 300,000 GEL for secured consumer loans
Annual interest rate in GEL	Unsecured consumer loan in GEL from 9.9%,
	Secured consumer loan in GEL from 13%
	Secured consumer loan in dollars from 10.5%
	Secured consumer loan in euros from 8.9%
Effective interest rate	Unsecured consumer loan in GEL from 15.8%*
	Secured consumer loan in GEL from 15%*
	Secured consumer loan in USD from 12.37%*
	Secured consumer loan in EUR from 10.9%*
Income	From GEL 200
Loan term	Secured consumer loan - minimum 3 months, maximum in GEL - 120 months; Unsecured consumer loan - minimum 3 months, maximum in GEL - 48 months
ვალუტა	GEL, USD, Euro (Loans up to GEL400,000 are issued only in the national currency)
Co-borrowers	A maximum of three co-borrowers are allowed (primary borrower + two co-borrowers)
Age	18 - 70 years
Loan issuance fee	2% min. 50 GEL, secured consumer loan / 2.5% min. 40 GEL, unsecured consumer loan
Credit bureau verification fee	300-10,000 GEL - 10 GEL; 10,000-20,000 GEL - 15 GEL; 20,000< - 20 GEL *In case of currency 5 euros, 10 dollars
Other expenses	Cost of registering security in the public registry: from 158 GEL; Cost of removing security in the public registry: from 151 GEL

*Effective interest is calculated on 5,000 GEL for 12 months (unsecured consumer loan) / 100,000 GEL for 120 months (secured consumer loan)