Mortgage Loan
Special offer valid through July 31. Get or transfer your mortgage loan for personal or investment purposes, and benefit from special term in any currency.

Mortgage Loan Calculator
Calculate individual conditions
Advantages
Get a mortgage without unnecessary procedures

Individual Terms
Mortgage loan terms will be tailored to your unique needs and possibilities.

Timely Decision
Simplified mortgage loan processes save you time and energy - we understand that some transactions are time sensitive.

Partner Developers
Exclusive offers from partner developers across Georgia.
Loan Conditions
Loan amount | From Gel 3000 |
Loan term | Minimum - 6 months, maximum in GEL - 240 months, maximum in foreign currency - 120 months |
Currency | GEL, USD, Euro (loans up to 500,000 lari are issued only in national currency) |
Interest rate (nominal and effective*) | Indexed** interest: GEL from 12.00%, effective from 12.84%; USD from 7.5%, effective from 8.57%; EUR from 7.00%, effective from 7.98% |
Loan collateral | Real estate |
Income | From GEL 500 |
Loan issuance fee | 0.4 % min. GEL 50 |
Age | 18 - 75 year |
Co-financing | From 0% |
Co-borrower | A maximum of three co-borrowers is allowed (primary borrower + two co-borrowers) |
Other expenses | Cost of registering a security in the public registry: from 158 GEL; Cost of removing a security in the public registry: from 151 GEL. |
*Effective interest rate calculated: 200,000 GEL for 120 months, 100,000 USD for 120 months, 100,000 EUR for 120 months.
**Index: GEL - Tbilisi Interbank Offered Rate - TIBR 1M Index; USD - Term SOFR; EUR - Euribor Index.
***Co-payment from 0% - with the addition of alternative real estate.