Mortgage Loan

Special offer valid through July 31. Get or transfer your mortgage loan for personal or investment purposes, and benefit from special term in any currency.

Mortgage Loan Calculator

Calculate individual conditions

Advantages

Get a mortgage without unnecessary procedures

Individual Terms

Mortgage loan terms will be tailored to your unique needs and possibilities.

Timely Decision

Simplified mortgage loan processes save you time and energy - we understand that some transactions are time sensitive.

Partner Developers

Exclusive offers from partner developers across Georgia.

Loan Conditions

Loan amount	From Gel 3000
Loan term	Minimum - 6 months, maximum in GEL - 240 months, maximum in foreign currency - 120 months
Currency	GEL, USD, Euro (loans up to 500,000 lari are issued only in national currency)
Interest rate (nominal and effective*)	Indexed** interest: GEL from 12.00%, effective from 12.84%; USD from 7.5%, effective from 8.57%; EUR from 7.00%, effective from 7.98%
Loan collateral	Real estate
Income	From GEL 500
Loan issuance fee	0.4 % min. GEL 50
Age	18 - 75 year
Co-financing	From 0%
Co-borrower	A maximum of three co-borrowers is allowed (primary borrower + two co-borrowers)
Other expenses	Cost of registering a security in the public registry: from 158 GEL; Cost of removing a security in the public registry: from 151 GEL.

*Effective interest rate calculated: 200,000 GEL for 120 months, 100,000 USD for 120 months, 100,000 EUR for 120 months.

**Index: GEL - Tbilisi Interbank Offered Rate - TIBR 1M Index; USD - Term SOFR; EUR - Euribor Index.

***Co-payment from 0% - with the addition of alternative real estate.